Repayment

If you withdraw from ALL your classes before completing more than 60 percent of the semester, or receive all F's and/or W's, you will be required to return all unearned federal funds.

Recalculation

If you never attend a class and the result is a change of your enrollment status, then your Pell grant award must be recalculated. This will result in you owing part or all of that award money back to the college.

If you owe an overpayment, you have 45 days to repay the college in full or it will be reported to the Department of Education. You will not be able to receive further financial aid from any college until the overpayment has been returned.

Order of Repayment to Financial Assistance Programs

When a student withdraws or earns zero credits from the college and is due a refund, the refund must be returned to the financial aid programs from which funds were disbursed to the student.

Refunds are applied to financial aid programs in the following order:

1. Unsubsidized federal Stafford Loans
2. Subsidized federal Stafford Loans
3. Federal Plus Loans
4. Federal PELL Grants
5. Federal Academic Competitiveness Grants
6. Federal SEOG
7. Other federal Title IV aid
8. State aid
9. Institutional Grants and Scholarships
10. Student

Maintaining Minimum 67 Percent Completion Rate

To determine 67 percent, take the number of credits you will be completing and divide it by the number of credits you started with. Some examples include:

# of Credits Completed	# of Credits Funded	Completion Rate
9	12	75%
6	9	67%
6	12	50%

At a minimum, a student must satisfactorily complete 67 percent of all classes attempted each semester. In addition, a student must maintain a cumulative completion rate of 67 percent or higher. Only credits attempted at WNC will be considered in this calculation. Additionally, all repeated courses are included in determining the 67 percent completion requirement.

What if I Withdraw from WNC?

Repayment

If you receive federal financial aid and withdraw from ALL of your classes before completing more than 60 percent of the semester, you will be required to return any unearned federal funds. The Financial Assistance Office will calculate the amount. Federal work-study earnings are excluded from the calculation.

Your withdrawal date will be:

• the date you notify the Financial Assistance Office that you intend to withdraw, or
• the midpoint of the semester if you leave without notifying the college, or
• your last date of attendance in class.
• Students who receive all F's will be considered unofficially withdrawn. The last date of attendance documented by the instructor in the Student Information System will be used to determine the withdrawal date.

Within 30 days, we will notify you of any funds you may owe, or offer you any earned funds which were not disbursed. Using your withdrawal date, the Financial Assistance Office will calculate how much of the federal aid you have earned.

The amount that the college has to pay to the federal program will be charged to your student account and you will need to repay it to Western Nevada College. Students who have loans will return funds in accordance with the terms of the promissory note.

You have 45 days from the date you withdraw to:

• Repay the unearned federal aid in full to the college, or
• Set up a satisfactory repayment arrangement with the Department of Education.

Grant overpayments will be reported on day 46 if you fail to pay the overpayment and a national hold will be placed on your student aid eligibility.

To determine if you were eligible to receive federal funds even though none were disbursed, the Financial Assistance Office must have:

• received your valid SAR with a valid calculated EFC, and/or
• originated your loan request and you are a first-year, first-time borrower that has completed the first 30 days of the semester.

If you did not receive all of your earned federal aid and your withdrawal date has been determined, we will send you a letter offering the aid. You will need to respond within 14 calendar days indicating whether or not you want the funds. If you request the aid, a check will be mailed to you within 90 days of the college's determination that you withdrew. Fraud

Fraud

Any individual who fraudulently manipulates the financial aid programs or process for personal gain will be reported to the Department of Education any individual committing fraud on an application for financial aid.

Cases of suspected fraud, including knowingly misrepresenting family or financial application information, purposeful certification of false statements as true and correct, or intentional falsification or misrepresentation on, or alteration of documents used in the financial aid process that results in the receipt of aid, will be reported for possible collection of funds and/or prosecution.